Blog - DealMachine for Real Estate Investing

Using Hard Money to Close Deals on a Budget

Written by Maria Tresvalles | Nov 22, 2024 1:45:00 PM

Real estate investing might seem out of reach if you’re working with a limited budget, but creative financing options like hard money lending can open doors to profitable deals. By thinking outside the box, you can acquire properties even without substantial capital on hand.

In this post, we’ll dive into the insights of investor Brandon Schlichter, who has used DealMachine and hard money loans to successfully build his portfolio. Discover how these strategies, paired with persistence and networking, can help you break into real estate investing on a budget.

The Power of Data in Real Estate Investment

Brandon, an investor based near Columbus, Ohio, emphasizes the critical role of data analysis in real estate. Whether dealing with laundromats, car washes, self-storage, or rental properties, knowing how to understand and use data effectively can make or break an investment.

"Learning to manipulate data and to review data, to find good sources of data, when I talk to people, that's probably the most critical thing." - Brandon Schlichter

DealMachine is highlighted as a powerful tool that assists investors of all experience levels. It helps new entrepreneurs and seasoned professionals alike to scale operations and pursue multiple deals simultaneously.

Overcoming Initial Obstacles

In wholesale real estate, encountering challenges and facing rejection is common. Brandon shares an inspiring story about resilience and learning. One of his trainees made 400 calls without success, but by refining his pitch and learning from feedback, he secured his first deal after just 20 more calls.

"Everybody has the ability to be successful, whether you're a salesperson or not." - Brandon Schlichter

This story highlights the importance of perseverance and continuously improving your approach. Each rejection is an opportunity to adjust your strategy and get closer to your goal.

Leveraging DealMachine

Brandon emphasizes the adaptability of DealMachine for various real estate ventures. Whether you're pursuing construction projects, rundown commercial spaces, or even laundromats, DealMachine offers a robust system for sourcing leads and closing deals.

Example Case: Laundromat Acquisition

Brandon recounts his experience of acquiring a laundromat in Chillicothe, Ohio, using DealMachine. The property was listed for $135,000, featuring a mix of commercial and residential units, but with broken equipment and a rundown state. Despite the initial high asking price, Brandon negotiated persistently, highlighting the property's flaws and proposing seller financing.

"Tell you what, I'll finance $70,000. Come up with $15,000 as a down payment. That's how I do seller finance." - Brandon Schlichter

This negotiation tactic shows how alternative finance methods, such as seller financing, can help investors secure deals with minimal upfront costs.

Alternative Financing: Seller Finance and Hard Money Lending

Seller Financing

Seller financing involves negotiating with the property owner to finance part of the purchase price. This can be an effective strategy for investors with limited capital, as it allows for reduced upfront costs.

Hard Money Lending

Hard money lenders are individuals or companies that offer loans based on the value of the property, rather than the borrower's creditworthiness. These loans typically come with higher interest rates but can be secured quickly.

Brandon shares how he secured hard money to fund his laundromat acquisition:

  1. He networked extensively with local investment clubs.
  2. He proposed a 9% note to a hard money lender, securing $40,000 for the down payment and rehab costs.

Building Relationships with Hard Money Lenders

Finding hard money lenders can be challenging, but DealMachine simplifies this process. By utilizing the platform to pull lists of absentee owner properties, you can identify active lenders in your area. This strategy saves time and uncovers valuable contacts who could finance your next deal.

"If you use DealMachine, you can find the names of the people or the names of the companies that are hard money lending in your area." - Brandon Schlichter

The Importance of Networking

Brandon stresses the importance of building relationships within the real estate community. By joining investment clubs and attending networking events, you can connect with potential lenders and partners who can assist in your investment journey.

Practical Tips for New Investors

For those new to real estate investing, here are some key takeaways from Brandon's experience:

  • Persistence is Key: Don't be discouraged by initial failures. Use each rejection to refine your approach.
  • Leverage Technology: Tools like DealMachine can significantly streamline the process of finding and securing deals.
  • Explore Alternative Financing: Seller financing and hard money lending can be powerful tools for acquiring properties with limited upfront capital.
  • Network Extensively: Building a robust network of contacts is crucial for finding financing and investment opportunities.

Conclusion

Investing in real estate on a small budget is challenging, but as Brandon’s journey shows, it’s entirely possible with the right approach. Hard money lending, seller financing, and consistent networking can transform limited resources into meaningful opportunities. Tools like DealMachine streamline the process, helping you find and secure deals more efficiently.

Real estate success isn’t just about resources; it’s about resilience, smart strategies, and a commitment to learning. Embrace these principles, and you’ll be well on your way to achieving your real estate goals.

Happy Deal Finding!